Cooley Insurance Agency
May 06, 2022
Water damage is one of the worst problems that homeowners can run into. Not only can it be incredibly expensive to repair, depending on the extent of the damage, but it can also create the potential for mold and mildew to form. This can pose a serious health risk to you and your loved ones, especially if anyone at your home has allergies, asthma, or other breathing problems. Follow these helpful tips to minimize your risk of water issues in and around your home.
Know Where the Shutoff Valve Is
Everyone in your home should know where the water supply shutoff valve is located. In many homes, it is in the garage, in the basement, or along the side of the house towards the front of the property. Make sure that everyone knows how to operate it as well. This way, if you encounter a burst pipe or other complication, you'll be able to turn off the water supply as quickly as possible to minimize the extent of the damage.
Maintain Your Sprinkler System
As long as your plants and lawn are healthy, you probably don't give much thought to your sprinkler system. However, this is one of the most common areas for burst pipes, as plant and tree roots are often strong enough to puncture the pipes and hoses throughout your sprinkler system. When your system is running, take the time to inspect your yard, looking for any areas that are especially wet, as this could be a sign of an underground leak. Fixing the leak not only prevents the damage from spreading to your home but stops your water bills from skyrocketing as well.
Winterize All Outdoor Pipes and Faucets
If you live in an area that is prone to freezing in the winter, it is crucial that you winterize any exposed pipes. Water expands as it freezes, which can rupture the pipes, leading to a massive leak when the water thaws once again. Thermal wrappings for pipes are relatively inexpensive, but they don't last forever. Be sure to inspect them before the cold weather hits each year, replacing them as needed to keep your pipes protected.
The better you are able to keep watch on your water system, the easier it will be to spot any potential leaks before they can cause major damage to your property. So, stay vigilant throughout the year to keep your home safe!
Be Sure You're Covered
If you have any questions about what kinds of water damage are and are not covered by your homeowner insurance, please get in touch with us and we can discuss your current policy with you and help identify any potential gaps in coverage.
902 N. Morley Street
Moberly, MO 65270
9AM - 5PM Mon - Fri